If you are deceived into transferring money or assets to the wrong person it can be really hard, and sometimes impossible, to recover your losses. There are some steps you can take to reduce how much this impacts your business though.
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When you know something is wrong, you often don't actually know what is causing it or how bad it is. With a cyber incident, you'll usually need the help of specialist investigators or forensic auditors to conduct a review or audit to figure out what's happened and how bad the situation is. You might also need help restoring, recreating, or replacing your data. This expertise doesn't come cheap, but there are steps you can take to keep associated costs from destroying your bottom line.
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Social Engineering describes the use of deception to manipulate you into doing something you wouldn't ordinarily do - like transferring large amounts of cash to a cyber criminal. While social engineering tricks and techniques continue to evolve, there are things you can do to reduce your chances of your team falling victim.
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Remembering the dozens, if not hundreds, of passwords that give us access to the technologies we use everyday is a seemingly impossible task. Sometimes it’s just easier to use the same password or something simple and easy to remember. Cyber criminals know this and will often look for the passwords used elsewhere to hack you and your team.
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If the wrong person is able to send emails with your email address, they can ask your suppliers and customers to do all sorts of things by impersonating you. It can be trivial for hackers to send email as you or anyone in your business if you haven't taken a few important steps to make sure no one but you can act as you.
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The Office of the Australian Information Commissioner (OAIC) are responsible for the Privacy Act which is the legislation that says what you can and can't do with the personally identifiable information (PII) you collect about Australians. If the PII your business collects is breached you personally could be fined up to $340,000 and your business up to $1.7 million. There are steps you can take now to limit the chances of these fines coming your way.
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